Trailer Insurance - Page 2

art leong · 11-21-2009, 02:49 PM

I use Bill Horton at Stone Agency. It covers me for everything except going down the track.

GarysZ24 · 11-21-2009, 04:25 PM

Quote:

Originally Posted by John Mason

I have my 30' enclosed trailer covered for replacement value through State Farm, my auto insurance company, for $37 every six months. It doesn't cover contents, just the trailer itself.

Same here with my 18' car hauler (also thru State Farm).

RPinoski1 · 11-21-2009, 04:37 PM

BISA Insurance is the only all the time INCLUDING ON THE TRACK insurance available PERIOD. ....CRASH, BURN, THEFT, ETC....
BISA also offers an additional coverage that will cover yourself if you cross the centerline and damage another car too.

They usually pay within a week...

I wish I would have done it before my rollover, smash, and crash.......
As soon as my car is done I will have it.....

Check them out...

Rob Petrie E395 · 11-21-2009, 04:49 PM

I use state farm for my truck and trailer and they have treated me very well. First claim was 3 years ago 44' GN Haulmark Edge loaded with options and got flipped over in a tornado at 29 days old they paid me to tow it back to Bristol so Haulmark could say for sure that it would be cheaper build me a new one than fix it. I paid 23 dollars for insurance that month and it cost them 30K and my rates have not changed a bit. About 7 weeks ago a drunk driver decided to cross the median and hit me head on I was in my toter hauling some horses for my dads girlfriend. Totaled the toter, horse trailer and the horses did not make it. His insurance co was trying to be a pain in my ***. I made a call to my agent and told him what was going on he said thats what you pay me for now thier legal team is handling it for me and doing a very good job of it too. State farm gets my vote.

B Aceves · 11-21-2009, 06:05 PM

Quote:

Originally Posted by RPinoski1

BISA Insurance is the only all the time INCLUDING ON THE TRACK insurance available PERIOD. ....CRASH, BURN, THEFT, ETC....
BISA also offers an additional coverage that will cover yourself if you cross the centerline and damage another car too.

They usually pay within a week...

I wish I would have done it before my rollover, smash, and crash.......
As soon as my car is done I will have it.....

Check them out...

Hey Rich.
I tried your link and it comes up in a different language, Im I doing something wrong?

Ed Fernandez · 11-21-2009, 06:35 PM

Press 1 for Spanish........Sorry I couldn't resist.

I have my trailer insured,less contents,for $8K.It is $31 for 6 months.Tried to get insurance for the car (key off) and couldn't
because the company wasn't allowed to sell me race car insurance in NJ because they didn't sell
standard pass. car insurance in the state.What a crock of ****.I bet I could get my chihuawa insured though.LOL.

Greg Barsamian · 11-21-2009, 08:06 PM

Quote:

Originally Posted by B Aceves

Hey Rich.
I tried your link and it comes up in a different language, Im I doing something wrong?

Rich is correct BISA & AO Underwriters in Michigan write on-track insurance, and offer additional coverage for racers.

Don Kennedy · 11-21-2009, 08:16 PM

..

Eric Merryfield · 11-21-2009, 08:36 PM

Quote:

Originally Posted by Ed Fernandez

Press 1 for Spanish........Sorry I couldn't resist.

I have my trailer insured,less contents,for $8K.It is $31 for 6 months.Tried to get insurance for the car (key off) and couldn't
because the company wasn't allowed to sell me race car insurance in NJ because they didn't sell
standard pass. car insurance in the state.What a crock of ****.I bet I could get my chihuawa insured though.LOL.

Ed try classic car insurance. Clearly you have a awaiting restoration car..you just haven't gotten around to it yet....granted no insurance on the racetrack, and its supposed to be in a locked garage(if its not), but the thrill of putting your race car around your block with plates, insurance, and a sticker, and leaving the track in your race car and going to mcdonalds, can be a reality but only if you have a car that can be registered(ie has a title), Min value they will underwrite is 5K. You are covered while towing of course(races are just car shows with money)

Just to be safe, I also have race car insurance so if anything happens while the car is parked overnight, in the pits, etc, good to go.

PM me if you want specifics.

Eric

Dave Casey · 11-21-2009, 09:14 PM

When i bought my first enclosed trailer in 1994 my agent added comprehensive coverage(fire and theft) for me. when I got the bill I questioned it (less than 50 for a year) and decided to keep the coverage. 11 years later and now a more expensive trailer (gold rush26 ft) , a tree in my yard falls on the trailer. 7 grand damage,(needs roof etc) they pay up and i drop it off at gold rush after the dutch, man was i happy, trailer is back to new.

I don't have coverage on my race cars

In the case of a moving accident with trailer, in massachusetts the insurance from the towing vehicle covers the loss to someone elses vehicle,and liability, but not the trailer

Dave

11-21-2009, 02:49 PM	#11
art leong VIP Member Join Date: Dec 2001 Location: Richmond Hill, Georgia Posts: 2,003 Likes: 0 Liked 1 Time in 1 Post	Re: Trailer Insurance I use Bill Horton at Stone Agency. It covers me for everything except going down the track. __________________ Art Leong 2095 SS

11-21-2009, 04:37 PM	#13
RPinoski1 Member Join Date: Jan 2002 Location: PLACERVILLE, CA Posts: 182 Likes: 0 Liked 0 Times in 0 Posts	Re: Trailer Insurance BISA Insurance is the only all the time INCLUDING ON THE TRACK insurance available PERIOD. ....CRASH, BURN, THEFT, ETC.... BISA also offers an additional coverage that will cover yourself if you cross the centerline and damage another car too. They usually pay within a week... I wish I would have done it before my rollover, smash, and crash....... As soon as my car is done I will have it..... Check them out...

11-21-2009, 04:49 PM	#14
Rob Petrie E395 VIP Member Join Date: Dec 2007 Location: Woodlawn IL Posts: 1,092 Likes: 162 Liked 216 Times in 77 Posts	Re: Trailer Insurance I use state farm for my truck and trailer and they have treated me very well. First claim was 3 years ago 44' GN Haulmark Edge loaded with options and got flipped over in a tornado at 29 days old they paid me to tow it back to Bristol so Haulmark could say for sure that it would be cheaper build me a new one than fix it. I paid 23 dollars for insurance that month and it cost them 30K and my rates have not changed a bit. About 7 weeks ago a drunk driver decided to cross the median and hit me head on I was in my toter hauling some horses for my dads girlfriend. Totaled the toter, horse trailer and the horses did not make it. His insurance co was trying to be a pain in my ***. I made a call to my agent and told him what was going on he said thats what you pay me for now thier legal team is handling it for me and doing a very good job of it too. State farm gets my vote.

11-21-2009, 06:35 PM	#16
Ed Fernandez Veteran Member Join Date: Nov 2001 Location: NOO JOISEY nexta NOO YAWK Posts: 5,879 Likes: 38 Liked 100 Times in 45 Posts	Re: Trailer Insurance Press 1 for Spanish........Sorry I couldn't resist. I have my trailer insured,less contents,for $8K.It is $31 for 6 months.Tried to get insurance for the car (key off) and couldn't because the company wasn't allowed to sell me race car insurance in NJ because they didn't sell standard pass. car insurance in the state.What a crock of ****.I bet I could get my chihuawa insured though.LOL. __________________ Former NHRA #1945 Former IHRA #1945 T/SA

11-21-2009, 08:16 PM	#18
Don Kennedy VIP Member Join Date: Sep 2007 Location: Near Portland TN Posts: 1,590 Likes: 3,876 Liked 902 Times in 237 Posts	Re: Trailer Insurance .. __________________ Don Kennedy 7701 SS Last edited by Don Kennedy; 11-21-2009 at 08:24 PM.

11-21-2009, 09:14 PM	#20
Dave Casey VIP Member Join Date: Dec 2002 Location: Hampden, MA Posts: 1,201 Likes: 233 Liked 774 Times in 164 Posts	Re: Trailer Insurance When i bought my first enclosed trailer in 1994 my agent added comprehensive coverage(fire and theft) for me. when I got the bill I questioned it (less than 50 for a year) and decided to keep the coverage. 11 years later and now a more expensive trailer (gold rush26 ft) , a tree in my yard falls on the trailer. 7 grand damage,(needs roof etc) they pay up and i drop it off at gold rush after the dutch, man was i happy, trailer is back to new. I don't have coverage on my race cars In the case of a moving accident with trailer, in massachusetts the insurance from the towing vehicle covers the loss to someone elses vehicle,and liability, but not the trailer Dave __________________ Dave Casey 1330 STK