Trailer Insurance

[Ed Fernandez]

Press 1 for Spanish........Sorry I couldn't resist.

I have my trailer insured,less contents,for $8K.It is $31 for 6 months.Tried to get insurance for the car (key off) and couldn't
because the company wasn't allowed to sell me race car insurance in NJ because they didn't sell
standard pass. car insurance in the state.What a crock of ****.I bet I could get my chihuawa insured though.LOL.

[Eric Merryfield]

Originally Posted by Ed Fernandez

Press 1 for Spanish........Sorry I couldn't resist.

I have my trailer insured,less contents,for $8K.It is $31 for 6 months.Tried to get insurance for the car (key off) and couldn't
because the company wasn't allowed to sell me race car insurance in NJ because they didn't sell
standard pass. car insurance in the state.What a crock of ****.I bet I could get my chihuawa insured though.LOL.

Ed try classic car insurance. Clearly you have a awaiting restoration car..you just haven't gotten around to it yet....granted no insurance on the racetrack, and its supposed to be in a locked garage(if its not), but the thrill of putting your race car around your block with plates, insurance, and a sticker, and leaving the track in your race car and going to mcdonalds, can be a reality but only if you have a car that can be registered(ie has a title), Min value they will underwrite is 5K. You are covered while towing of course(races are just car shows with money)

Just to be safe, I also have race car insurance so if anything happens while the car is parked overnight, in the pits, etc, good to go.

PM me if you want specifics.

Eric

[Dave Casey]

When i bought my first enclosed trailer in 1994 my agent added comprehensive coverage(fire and theft) for me. when I got the bill I questioned it (less than 50 for a year) and decided to keep the coverage. 11 years later and now a more expensive trailer (gold rush26 ft) , a tree in my yard falls on the trailer. 7 grand damage,(needs roof etc) they pay up and i drop it off at gold rush after the dutch, man was i happy, trailer is back to new.

I don't have coverage on my race cars

In the case of a moving accident with trailer, in massachusetts the insurance from the towing vehicle covers the loss to someone elses vehicle,and liability, but not the trailer

Dave

[Ed Fernandez]

Originally Posted by Eric Merryfield

Ed try classic car insurance. Clearly you have a awaiting restoration car..you just haven't gotten around to it yet....granted no insurance on the racetrack, and its supposed to be in a locked garage(if its not), but the thrill of putting your race car around your block with plates, insurance, and a sticker, and leaving the track in your race car and going to mcdonalds, can be a reality but only if you have a car that can be registered(ie has a title), Min value they will underwrite is 5K. You are covered while towing of course(races are just car shows with money)

Just to be safe, I also have race car insurance so if anything happens while the car is parked overnight, in the pits, etc, good to go.

PM me if you want specifics.

Eric

Eric,NJ has clamped down somewhat on guys registering cars as classics.My wifes cousin has a raggy 1984 Ford and wanted to register it.They want pics,they never used to.You're only allowed to use the car between Fri and Sun also I believe.And if I put in a claim how do I explain all the decals on the car?I am at the point in life I don't need any complications.I have insur. on my truck and trailer and a title to prove ownership of the car. That's good enough for me.Thanks for the info though..

[RPinoski1]

My friend insured his supergasser for a value of $45,000 for around $1200.00 a year. I'm not sure of the deductable. Price varries with different deductables.

Must be paid in full. They take credit cards.
Very good people to work with.

[Lou SG2340]

Gulfway Insurers is who I use. Race Car ,Trailer & contents $1200.00 800 940 5010

They are in Bayonet Point Fl & policy is under written by Travelers Been with them since 97

[Rollins_2241]

I use Gulfway (Mel Eaves, of Pro Mod fame) as well. About $600 for $30K of car/trailer coverage for me, underwritten by Travelers.