Pit Bike / Golf Cart Liability Insurance

sc1153 · 08-10-2008, 11:26 AM

Heard through the grape vine.......NHRA requires Liability Insurance on all pit Viehicles......Was told this by an NHRA Official.....If they request proof of insurance you must be able to produce an Insurance card.....Supposevedly they were busting chops in Brainerd.......

As if NHRA needs something else to PISS off the racer with......The car counts are down.....people are hurting in this economy, It is hard for us to afford to race this type of racing and now we have to carry insurance on our dam pit viehicles.......isnt that what we pau $40/national event for....."INSURANCE"....NHRA is going to eventually slice their own throats with these STUPID *** rules

here you go
http://www.nhra.com/content/news.asp...31211&zoneid=8

63corvette · 08-10-2008, 12:08 PM

The extra $40 for insurance on a National Event entry is just more money for NHRA under the table.
Just try to collect on it after an accident. Your personal insurance is the first coverage you have and the $40 NHRA insurance is secondary. Then when you ask for their coverage you get and I quote from the carrier representative "We will defend ourselves to the limit of the law." In other words go get you a lawyer and we will see what happens in court in about 10 years. Unless you have deeper pockets than I do you just let it go and remember it to tell everyone you know when it comes up. What a bunch of money grubbers.
My 2 Cents from having been there!!!!

Woodro Josey · 08-10-2008, 02:57 PM

Anyone ever got insurance on a 50cc scooter, it's not required where i live but they are street legal?

SlickVic · 08-10-2008, 06:46 PM

We insured our golf cart a few years ago because actually this rule has been in effect for a couple of years just no enforcement. 7$ a month i think it was. But now on my 1983 honda z50R, 50 cc, they wanted normal insurance just like it was a street bike because it was a motorcycle.

Chuck Westcott · 08-10-2008, 07:24 PM

I left Brainerd this morning ( third rd runner-up), anyhow there were non stickered pit bikes and scooters all over the place.A Motorhome pulled in next to me at 3ft away on Saturday with 2 -4-wheelers -no decal on his windshield or on their scooters. I don't think they have the people to enforce the new rules.
On Insurance: It is your respsonsibilty to insure all your vehicles, if you don't have insurance on your pit bikes and golf carts- Don't Hit Me !

chebby2 · 08-10-2008, 08:44 PM

They had powered sofas ,gas powered grocery carts etc. on the nhra show. Think they got asked for ins.cards when the commetators were riding them around?Joy Riding?

Duane Dagostino · 08-11-2008, 08:11 PM

Maybe one of you knows the answer to this...if I am sitting in the stands and a fuel car blows a piece of shrapnel out and it hits me and I'm injured..who is the insured?...and whats the difference if someone is hurt by a pit bike/cart ?...it seems like you accept the risk by attending/paying the ticket price...

Bogie · 08-12-2008, 09:24 AM

HOw do you suppose they will handle the rental golf carts that are rented on the midway?

JBM Sr · 08-12-2008, 10:23 AM

I don’t know if any of the Sportsman Counsel Members read the posts on this site, but if they do, can they get the answers to these questions:

1 – What does the $40 Insurance at a National Event cover?
2 - Why do I only need this insurance at National Events and not Divisionals?
3 – If the National Event Insurance is for Secondary Coverage, why do I HAVE to buy it?
4 – When I complete my Golf Cart Registration form each year, at the cost of $10, I noticed the line in the form that states “I” assume all liability. So why do I have to give you $10 for knowing that each year?

John Maggiulli Sr.

Tom Goldman · 08-12-2008, 10:48 AM

I know it sucks to spend more money , but think about this, Ben Siea's S/G Malibu was hit at Maple Grove by a golf cart. ....The damage was substantial,and he missed quite a bit of racing. ....Now he has to collect from the owner, whose teenager was driving. ......Question is do you want to be in the same position of paying damages out of your pocket? ...........I just got coverage on my cart today ,over the phone in 5 min. ....$65 a year from Foremost insurance. ......It's also available from Progressive and Gieco. ..........Don't believe that you are covered by your home owners policy,as my agent told me that it only applies while on your property. ......Tom

08-10-2008, 11:26 AM	#1
sc1153 Member Join Date: Jun 2005 Location: Parlin, NJ Posts: 420 Likes: 0 Liked 0 Times in 0 Posts	Pit Bike / Golf Cart Liability Insurance Heard through the grape vine.......NHRA requires Liability Insurance on all pit Viehicles......Was told this by an NHRA Official.....If they request proof of insurance you must be able to produce an Insurance card.....Supposevedly they were busting chops in Brainerd....... As if NHRA needs something else to PISS off the racer with......The car counts are down.....people are hurting in this economy, It is hard for us to afford to race this type of racing and now we have to carry insurance on our dam pit viehicles.......isnt that what we pau $40/national event for....."INSURANCE"....NHRA is going to eventually slice their own throats with these STUPID *** rules here you go http://www.nhra.com/content/news.asp...31211&zoneid=8 __________________ Chris DePascale S/ST 1531 & S/C 1153....Addicted Racing Jad153@aol.com

08-10-2008, 12:08 PM	#2
63corvette Senior Member Join Date: Mar 2007 Location: Canyon, Tx Posts: 552 Likes: 128 Liked 359 Times in 103 Posts	Re: Pit Bike / Golf Cart Liability Insurance The extra $40 for insurance on a National Event entry is just more money for NHRA under the table. Just try to collect on it after an accident. Your personal insurance is the first coverage you have and the $40 NHRA insurance is secondary. Then when you ask for their coverage you get and I quote from the carrier representative "We will defend ourselves to the limit of the law." In other words go get you a lawyer and we will see what happens in court in about 10 years. Unless you have deeper pockets than I do you just let it go and remember it to tell everyone you know when it comes up. What a bunch of money grubbers. My 2 Cents from having been there!!!!

08-10-2008, 02:57 PM	#3
Woodro Josey Senior Member Join Date: Jul 2007 Posts: 805 Likes: 0 Liked 3 Times in 1 Post	Re: Pit Bike / Golf Cart Liability Insurance Anyone ever got insurance on a 50cc scooter, it's not required where i live but they are street legal? __________________ Woodro Josey 2002 STK

08-10-2008, 06:46 PM	#4
SlickVic Junior Member Join Date: Jan 2006 Location: Maryland Posts: 81 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance We insured our golf cart a few years ago because actually this rule has been in effect for a couple of years just no enforcement. 7$ a month i think it was. But now on my 1983 honda z50R, 50 cc, they wanted normal insurance just like it was a street bike because it was a motorcycle. __________________ 87 Cavalier, 92 Corvette, 72 Nova, 68 Firebird

08-10-2008, 07:24 PM	#5
Chuck Westcott Member Join Date: Dec 2003 Location: Brownsburg,Indiana Posts: 326 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance I left Brainerd this morning ( third rd runner-up), anyhow there were non stickered pit bikes and scooters all over the place.A Motorhome pulled in next to me at 3ft away on Saturday with 2 -4-wheelers -no decal on his windshield or on their scooters. I don't think they have the people to enforce the new rules. On Insurance: It is your respsonsibilty to insure all your vehicles, if you don't have insurance on your pit bikes and golf carts- Don't Hit Me ! __________________ Chuck Westcott- S/C -S/G 225

08-10-2008, 08:44 PM	#6
chebby2 Member Join Date: Oct 2002 Posts: 256 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance They had powered sofas ,gas powered grocery carts etc. on the nhra show. Think they got asked for ins.cards when the commetators were riding them around?Joy Riding?

08-11-2008, 08:11 PM	#7
Duane Dagostino Junior Member Join Date: Aug 2005 Location: Fl. Posts: 74 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance Maybe one of you knows the answer to this...if I am sitting in the stands and a fuel car blows a piece of shrapnel out and it hits me and I'm injured..who is the insured?...and whats the difference if someone is hurt by a pit bike/cart ?...it seems like you accept the risk by attending/paying the ticket price...

08-12-2008, 09:24 AM	#8
Bogie Junior Member Join Date: Aug 2008 Posts: 2 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance HOw do you suppose they will handle the rental golf carts that are rented on the midway?

08-12-2008, 10:23 AM	#9
JBM Sr Junior Member Join Date: Jan 2005 Location: East Hanover, NJ Posts: 35 Likes: 0 Liked 0 Times in 0 Posts	Re: Pit Bike / Golf Cart Liability Insurance I don’t know if any of the Sportsman Counsel Members read the posts on this site, but if they do, can they get the answers to these questions: 1 – What does the $40 Insurance at a National Event cover? 2 - Why do I only need this insurance at National Events and not Divisionals? 3 – If the National Event Insurance is for Secondary Coverage, why do I HAVE to buy it? 4 – When I complete my Golf Cart Registration form each year, at the cost of $10, I noticed the line in the form that states “I” assume all liability. So why do I have to give you $10 for knowing that each year? John Maggiulli Sr.

08-12-2008, 10:48 AM	#10
Tom Goldman VIP Member Join Date: Jan 2003 Location: Allentown,PA Posts: 2,477 Likes: 893 Liked 883 Times in 237 Posts	Re: Pit Bike / Golf Cart Liability Insurance I know it sucks to spend more money , but think about this, Ben Siea's S/G Malibu was hit at Maple Grove by a golf cart. ....The damage was substantial,and he missed quite a bit of racing. ....Now he has to collect from the owner, whose teenager was driving. ......Question is do you want to be in the same position of paying damages out of your pocket? ...........I just got coverage on my cart today ,over the phone in 5 min. ....$65 a year from Foremost insurance. ......It's also available from Progressive and Gieco. ..........Don't believe that you are covered by your home owners policy,as my agent told me that it only applies while on your property. ......Tom __________________ Tom Goldman 1500 SG , 1506 STK