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Old 11-17-2009, 11:00 AM   #1
71mavlouisville
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Default Re: IHRA raises Sportsman purses!

Don't think that this insurance pays for air ambulance transport, it doesn't. I know from first hand experience after an accident at a divisional. For that whole incident my health insurance and my personal pocket book payed out over $21,000 and Wisenberg Motorsports payed out $150.00. Wisenberg is the insurance for NHRA. Do not count on them helping you in any way. I fought with those people for months. The policy specifically states they do not cover air transport! Check your personal health insurance policy. A large percentage of those policies also do not cover air transport. Air ambulance is VERY expensive. My transport was 30 miles and the bill was $13,500. My insurance covered $10,000 and I was responsible for $3,500. NHRA advertises that Wisenberg will cover what your insurance doesn't, but, this doesn't apply to air and I was stuck with the $3,500. I would like the option of not buying the insurance for the event and self insuring because that is basically what happened to me.
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Old 11-17-2009, 12:00 PM   #2
buzzinhalfdozen
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Default Re: IHRA raises Sportsman purses!

Quote:
Originally Posted by 71mavlouisville View Post
Don't think that this insurance pays for air ambulance transport, it doesn't. I know from first hand experience after an accident at a divisional. For that whole incident my health insurance and my personal pocket book payed out over $21,000 and Wisenberg Motorsports payed out $150.00. Wisenberg is the insurance for NHRA. Do not count on them helping you in any way. I fought with those people for months. The policy specifically states they do not cover air transport! Check your personal health insurance policy. A large percentage of those policies also do not cover air transport. Air ambulance is VERY expensive. My transport was 30 miles and the bill was $13,500. My insurance covered $10,000 and I was responsible for $3,500. NHRA advertises that Wisenberg will cover what your insurance doesn't, but, this doesn't apply to air and I was stuck with the $3,500. I would like the option of not buying the insurance for the event and self insuring because that is basically what happened to me.
This is EXACTLY what I'm saying. What type of coverage are we getting? In your case that's 3 races worth of surcharges for what? Is there a way...legally around this? Seems like their taking alot in for very little if any coverage. As most people I'm familiar with insurance companies ways of doing business, Stall, Refuse, Wait till you just give up and pay it yourself. If we're paying for it why don't we have a say in coverage? Also I don't recall but I thought at IHRA Div. races there was no insurance charge, can't remember about NHRA Div. races if so are we merely paying for the Pro's? Just wondering. Joe
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Old 11-17-2009, 12:04 PM   #3
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Quote:
Originally Posted by buzzinhalfdozen View Post
This is EXACTLY what I'm saying. What type of coverage are we getting? In your case that's 3 races worth of surcharges for what? Is there a way...legally around this? Seems like their taking alot in for very little if any coverage. As most people I'm familiar with insurance companies ways of doing business, Stall, Refuse, Wait till you just give up and pay it yourself. If we're paying for it why don't we have a say in coverage? Also I don't recall but I thought at IHRA Div. races there was no insurance charge, can't remember about NHRA Div. races if so are we merely paying for the Pro's? Just wondering. Joe
KA CHING.....your paying for the fuel cars.
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Old 11-17-2009, 07:16 PM   #4
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Red face Re: IHRA raises Sportsman purses!

Quote:
Originally Posted by 71mavlouisville View Post
Don't think that this insurance pays for air ambulance transport, it doesn't. I know from first hand experience after an accident at a divisional. For that whole incident my health insurance and my personal pocket book payed out over $21,000 and Wisenberg Motorsports payed out $150.00. Wisenberg is the insurance for NHRA. Do not count on them helping you in any way. I fought with those people for months. The policy specifically states they do not cover air transport! Check your personal health insurance policy. A large percentage of those policies also do not cover air transport. Air ambulance is VERY expensive. My transport was 30 miles and the bill was $13,500. My insurance covered $10,000 and I was responsible for $3,500. NHRA advertises that Wisenberg will cover what your insurance doesn't, but, this doesn't apply to air and I was stuck with the $3,500. I would like the option of not buying the insurance for the event and self insuring because that is basically what happened to me.
Not to Hijack the thread but, when it comes to having to pay for air transport just a FYI if your HMO does not cover Air Emergency Transport and you live in these states CA, WASH, WM,ID,NV,OR You can join a membership with Calstar for 45$ a year for family coverage in case you should god forbid ever need it.
more info can be found at http://www.calstar.org/ I found out from personal usage its worth every dime,
Maybe other states offer something close to this in your case it might be a little to late but you never know,Hope this helps.
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