Race car insurance

Tim Kish · 04-07-2009, 08:37 PM

Quote:

Originally Posted by gmonde

note:i havent seen a race car insurance policy that will cover an incident on the race track it self,once off the track (return road,staging lanes,towing,theft,storage,) your covered,but if there is let me know
gmonde

I know nothing about this company but saw reference to them offering on-track coverage on the comp racer forum (BISA Insurance services). I have my coverage (off-track) through Don Kennedy.

Bryan Worner · 04-08-2009, 08:29 AM

Call Don Kennedy! He offers the best race car insurance by far. Your car is covered everywhere except when you're in the staging lanes and going down the track! Others didn't even cover the car when it was in the trailer!!! Where does your car spend most of it's time??? In the trailer!!! And this insurance is very cheap! We pay roughly $650/yr for 2 cars! How can you beat that???

Mike Voth · 04-08-2009, 01:09 PM

My previous employer brought in an AFLAC agent to discuss suplemental insurance (3 years ago). In print, under high risk conditions (or something similar), it said you are 100% covered, unless in competition. I asked the agent to elaborate, and he said that he raced Quads. Unless he was in competition, he was covered. I pointed out that we have timed runs and qualifying runs that have nothing to do with competition...to which he gave me the same answer. I know this doesn't have to do with race car insurance, but I thought it was interesting, nonetheless. Maybe they would have something for the car as well. I never looked into the agents statements any further, and maybe he was feeding me a line trying to sell a policy, but who knows? Might be worth looking into.

Dave Ribeiro · 04-08-2009, 02:09 PM

Mike,

You know what the old saying is, if it sounds to good to be true than be Real careful and read the fine print.. I had race insurance for the last 10 years and was told everything except going down the track & staging lanes were covered ? Never had a claim in 10 years, last fall I backup into a dump truck in the pits and thought I was covered, surprise no coverage while car is running at all.... So they all look good till you have to use them , I was paying over $ 500 per year for coverage that didn't pay anything ... So, everyone can tell you how great it is to deal with their insurance +
coverage is great, call me back after you try to make a claim and watch them dance..
I wouldn't deal with anyone till they sign a written statement on what's covered.. Needless
to say we don't speak anymore and he didn;t return any money... Dave,

Tim Kish · 04-09-2009, 08:21 AM

The coverage through Kennedy, and I believe is similar through Kincaid, is for any time the car isn't running (as Dave found out). That leaves alot of time that it is covered though. My big fears were towing accidents and theft which we all read about several occurences of per year - both of these are covered.

Mike Voth · 04-09-2009, 08:42 AM

Dave - All that money, and you thought it was being well spent at the time. I guess there's nothing like a claim to truely test your policy.

At least with Don Kennedy, you know you're going to get it straight the first time. Someone in the sport who understands what the coverage is, and won't jerk around his fellow competitors. That sounds like the way to go!

Greg Barsamian · 04-09-2009, 06:27 PM

AO Underwriters, LTD.
2285 N.Opdyke Road Suite D
Auburn Hills Michigan 48326
phone (248) 239-6100
fax (248) 239-6105

This company offers both on & off track insurance at reasonable rates.

The Insurance is written through the North Americann Racing Association.
This is a Non-Profit organization formed to assist drag racing participants.

Founded by former Track operator & NHRA Modified Eliminator Champion Jerry Coley (aka The "Golden Goose") You'll need to join the NARA ($50.00 per year) proceeds from this membership will be donated to organizations such as DRAW to help defer the expenses incurred by injured racers and they're families.

For more information contact Christene Muscat Customer Service Representative

04-08-2009, 08:29 AM	#2
Bryan Worner Senior Member Join Date: Oct 2002 Location: Duncannon, PA Posts: 823 Likes: 133 Liked 524 Times in 84 Posts	Re: Race car insurance Call Don Kennedy! He offers the best race car insurance by far. Your car is covered everywhere except when you're in the staging lanes and going down the track! Others didn't even cover the car when it was in the trailer!!! Where does your car spend most of it's time??? In the trailer!!! And this insurance is very cheap! We pay roughly $650/yr for 2 cars! How can you beat that???

04-08-2009, 01:09 PM	#3
Mike Voth Live Reporter Join Date: Jun 2008 Location: Buhler, KS Posts: 527 Likes: 5 Liked 57 Times in 14 Posts	Re: Race car insurance My previous employer brought in an AFLAC agent to discuss suplemental insurance (3 years ago). In print, under high risk conditions (or something similar), it said you are 100% covered, unless in competition. I asked the agent to elaborate, and he said that he raced Quads. Unless he was in competition, he was covered. I pointed out that we have timed runs and qualifying runs that have nothing to do with competition...to which he gave me the same answer. I know this doesn't have to do with race car insurance, but I thought it was interesting, nonetheless. Maybe they would have something for the car as well. I never looked into the agents statements any further, and maybe he was feeding me a line trying to sell a policy, but who knows? Might be worth looking into. __________________ Mike Voth 5189 GTN - 5188 GTO Voth Racing

04-08-2009, 02:09 PM	#4
Dave Ribeiro VIP Member Join Date: Sep 2002 Location: Williamsburg, Va.---USA Posts: 1,827 Likes: 1,612 Liked 56 Times in 27 Posts	Re: Race car insurance Mike, You know what the old saying is, if it sounds to good to be true than be Real careful and read the fine print.. I had race insurance for the last 10 years and was told everything except going down the track & staging lanes were covered ? Never had a claim in 10 years, last fall I backup into a dump truck in the pits and thought I was covered, surprise no coverage while car is running at all.... So they all look good till you have to use them , I was paying over $ 500 per year for coverage that didn't pay anything ... So, everyone can tell you how great it is to deal with their insurance + coverage is great, call me back after you try to make a claim and watch them dance.. I wouldn't deal with anyone till they sign a written statement on what's covered.. Needless to say we don't speak anymore and he didn;t return any money... Dave, __________________ Dave Ribeiro 1033 STK

04-09-2009, 08:21 AM	#5
Tim Kish Member Join Date: Nov 2003 Location: Kalamazoo, MI Posts: 281 Likes: 2 Liked 11 Times in 4 Posts	Re: Race car insurance The coverage through Kennedy, and I believe is similar through Kincaid, is for any time the car isn't running (as Dave found out). That leaves alot of time that it is covered though. My big fears were towing accidents and theft which we all read about several occurences of per year - both of these are covered. __________________ Tim Kish 3032 SS/GS

04-09-2009, 08:42 AM	#6
Mike Voth Live Reporter Join Date: Jun 2008 Location: Buhler, KS Posts: 527 Likes: 5 Liked 57 Times in 14 Posts	Re: Race car insurance Dave - All that money, and you thought it was being well spent at the time. I guess there's nothing like a claim to truely test your policy. At least with Don Kennedy, you know you're going to get it straight the first time. Someone in the sport who understands what the coverage is, and won't jerk around his fellow competitors. That sounds like the way to go! __________________ Mike Voth 5189 GTN - 5188 GTO Voth Racing

04-09-2009, 06:27 PM	#7
Greg Barsamian VIP Member Join Date: Jan 2002 Location: Central Massachusetts Posts: 1,400 Likes: 714 Liked 419 Times in 96 Posts	Re: Race car insurance AO Underwriters, LTD. 2285 N.Opdyke Road Suite D Auburn Hills Michigan 48326 phone (248) 239-6100 fax (248) 239-6105 This company offers both on & off track insurance at reasonable rates. The Insurance is written through the North Americann Racing Association. This is a Non-Profit organization formed to assist drag racing participants. Founded by former Track operator & NHRA Modified Eliminator Champion Jerry Coley (aka The "Golden Goose") You'll need to join the NARA ($50.00 per year) proceeds from this membership will be donated to organizations such as DRAW to help defer the expenses incurred by injured racers and they're families. For more information contact Christene Muscat Customer Service Representative