Trump found guilty!

[SStockDart]

That is interesting Mark. I never had a reason to look into pre-existing conditions, so, I did some reading.

Can I be denied health insurance if I have a pre-existing condition?

If you are enrolled in a plan since 2010, then your insurer can?t legally deny you coverage or charge you higher premiums because you have a pre-existing condition.

[SStockDart]

Just thinking about the millions of Illegal, UNINSURED, invaders in the US. Wouldn't every illness, disease or condition they have be pre-existing??? They aren't denied treatment, are they?

[Jeff Niceswanger]

Gary, I know plenty of people that have had their insurance dropped at renewal time or denied when sick and trying to purchase. I'm talking about pre-ACA Obammacare days. Most likely you do too. What I like, is Medicare. It's great. No questions, just keep breathing, pay the premiums and the plan does its best to pay the bill. I have an BCBS Anthem type F Medicare supplemental and between it and Traditional Medicare it's the best insurance I've ever had in my lifetime. No questions about preexisting conditions, no worry about being dropped. The only reason this type of system has not been put in place for rest of us is the insurance industry owns America, and we will never pry it away from them.
And BTW, March 10th 2010, is when the ACA Obammacare started. Thats why your 2010 date states you can't be denied. There is one exception in the ACA. If you're a smoker. The rates are higher if you smoke, But not because of illness.

[BRETV]

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes at the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

[Jeff Niceswanger]

Originally Posted by BRETV

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes and the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

You hate it. And it's the only way I, and anyone else with a preexisting condition can purchase insurance. Sad huh? Funny, when you finally get to Medicare all these issues go away. Well, Obamacare fixed some of it, but not the pricing for the middle class.

[David Lee]

Originally Posted by BRETV

Oh yeah, I remember that wonderful insurance Obamacare. I had my whole family, my wife and 4 kids on great insurance for 10 years prior with no issue and NO price increases. Along comes Obamacare! And my premium doubled that next month and then tripled the next month, then I get letter saying my insurance will be dropped in the next 30 days and I have to sign up for Obamacare or I will be fined if I don't within a certain time period. Go to do my taxes and the end of the year and low and behold I had to pay a fine. Biggest farce ever!!!




Bret Velde
2003 I/SA

you must have been one of the lucky ones on your health insurance. before the aca was passed the average premium rise per year was 10 percent

[Jeff Niceswanger]

When the ACA was being designed, the original plan was to make the cutoff around 60-80 grand for the 100% subsidies. It's been 40 grand since inception as that's as high as the Democrats could get through congress. They have been trying ever since then to raise it to where the middle class is treated fair, but the Republicans call it socialized medicine so every time it is brought up its a nonstarter. They WANT people to hate it. If they would just raise the subsidy's to where its truly affordable for the average guy, most people would like it as much as Medicare.

[Dick Nearhoof]

BE careful what you wish for. Canada's tax payer funded health care system is running into big problems. My wife works in the health care field and over the years many Canadians have come to her hospital to have procedures done because they didn't want to wait, and paid out of pocket. I would guess most Canadians like it, they just don't want to pay for it if they don't have to. I live in a border city, they shop here like crazy (food clothing, gas) because the cost of goods in their country because of taxes are so expensive. Where do they think the money to provide health care comes from?

[Alan Roehrich]

Originally Posted by Jeff Niceswanger

When the ACA was being designed, the original plan was to make the cutoff around 60-80 grand for the 100% subsidies. It's been 40 grand since inception as that's as high as the Democrats could get through congress. They have been trying ever since then to raise it to where the middle class is treated fair, but the Republicans call it socialized medicine so every time it is brought up its a nonstarter. They WANT people to hate it. If they would just raise the subsidy's to where its truly affordable for the average guy, most people would like it as much as Medicare.

So, you're good with forcing others to pay for your problems?


Because everyone was forced into "obamacare", and we all got slammed with ludicrous health insurance premiums.So millions who make less than you do got their insurance premiums jacked up so that they lost their good health insurance because they can't afford it anymore. They lost their health insurance plan, and lost access to their doctor, despite being told "if you like your plan, you can keep your plan, if you like your doctor, you can keep your doctor". They got lied to, and screwed out of what they had, so you could have what you wanted. And you're good with that?


You want 100% insurance subsidies? You think the government money is FREE? Every penny the government has, it stole from a tax payer, under duress and coercion. And if the government takes $1.00, about $0.22 actually gets spent on what it was supposedly stolen for, the government itself sucks up the other $0.78 feeding the fedzilla bureaucracy. Every single thing the government "subsidizes" ends up being 400% more expensive within 20 years.



Your voting got all of us into doubled fuel prices, 50% increases in beef, pork, and poultry, an average of 9% inflation, a drop in wage growth to below 4%, a near 100% increase in the required income to buy a home, a 150% increase in interest rates, war in Europe, war in the Middle East, and more than 10,000,000 more illegal aliens, many of whom turned out to be single men of military age, and terrorists. Let's not forget the massive increases in crime (yeah, major cities aren't reporting to the DoJ to hide their problems) and the flood of fentanyl across the boarder leading to a massive increase of deaths and hospitalizations due to overdoses. Oh, hey, here's another bonus, we have $5,000,000,000 more debt, since they decided to "forgive" student loans, mostly for people who make $300,000 a year. Hey, we're going green, too, we spent $5,000,000,000, and we got SEVEN, count them, SEVEN brand spanking new EV charging stations.We're saving money on the military, too. Recruiting isn't meeting the goals because no one wants to be in the woke drag queen battalion. We're already short on ships, they can't get them built, and even if they could, they can't crew them. Oh, and fuel went up $0.42 a gallon in the south east yesterday, in about two hours. And the strategic petroleum reserves are near empty. But hey, insurance companies are forced to cover pre-existing medical conditions.

[Alan Roehrich]

Originally Posted by David Lee

you must have been one of the lucky ones on your health insurance. before the aca was passed the average premium rise per year was 10 percent

LOL. There were apparently a lot of us. My premiums weren't going up like they are now, either.