I Already Have Pit Vehicle Insurance!

[Dave Gantz]

Originally Posted by boostedf22c

Membership fees? Entry fees? Crew fees? Licensing fees? Certification fees? You would think between these 5 charges they’d have enough to get some insurance? Why do the racers have to pay for this on top of all the other fees we pay? NHRA national events are the only places I’ve raced at that charge you for this.

We are just a single team, but short of US Nationals (and only going to this because it’s 8 miles from our shop) it’s driven us away from attending national events.

I guess I can’t blame them if racers just keep coming and keep paying.

NHRA drove me away years ago. Apparently, the addiction is strong enough to keep car counts up. I agree, you can't blame NHRA if cars keep coming through the gates.

[Mike Gray]

I don't blame them on this one. I'm in construction and a lot of the larger projects, hospitals, airports etc. have what's called a OCIP (Owner Controlled Insurance Program) basically the owner covers every contractor with the proper coverage under their insurance umbrella. They don't have to worry about a lack of coverage or risky underwriters. In todays sue happy society and large jury awards it probably saves them in the long run.
If you want ask your carrier for the OCIP discount while your pit vehicle is at a NHRA event. We get credit back in the construction trade (but the owner wants that credit deducted from our contract)
The carrier will probably tell you the pit vehicle premium is too low to qualify for a deduction.

[jwsamuel]

Originally Posted by Jim Wahl

If I already have insurance on my pit vehicle, please explain why I have to be charged for NHRA's insurance? Jim
.

Your insurance protects you. Their insurance protects them.