Race car insurance

T Hall · 04-06-2009, 07:32 PM

I know there has been a thread on this before, but I am to lazy to dig that deep. In light of Dons accident, I more than ever realize I need to insure my race car. I am checking with Bill Lutz. I cant remember any others at this point. Please help. I know of stock racer Dick Kincaid, but need a contact. Who do you guys have?
Thanks
__________________
Tony Hall
3545 S/ST

Alan Roehrich · 04-06-2009, 08:33 PM

I think Don Kennedy offers insurance for race cars.

Mopar Steve · 04-06-2009, 08:43 PM

I use Kincaid and am very pleased!

T Hall · 04-07-2009, 07:40 AM

Called Kincaids, The lady on the phone acted like I was bothering her. She mumbled something, I said "I am sorry, what was that?" She started talking EXTREMELY loud, I started laughing and told her thanks but no thanks.
I will keep looking

Tom Dolan · 04-07-2009, 08:28 AM

Speaking of insurance.. I have a friend who was getting crazy life insurance quotes of $300/month because he races a car that is under 9 seconds. He thought he was going to pay about $25 month.

He races about 6 times a year, but the insurance companies did not care.. I thought he should not even tell them he races??

What do racers out there use for life insurance?

Tom

gmonde · 04-07-2009, 08:12 PM

note:i havent seen a race car insurance policy that will cover an incident on the race track it self,once off the track (return road,staging lanes,towing,theft,storage,) your covered,but if there is let me know
gmonde

Tim Kish · 04-07-2009, 08:37 PM

Quote:

Originally Posted by gmonde

note:i havent seen a race car insurance policy that will cover an incident on the race track it self,once off the track (return road,staging lanes,towing,theft,storage,) your covered,but if there is let me know
gmonde

I know nothing about this company but saw reference to them offering on-track coverage on the comp racer forum (BISA Insurance services). I have my coverage (off-track) through Don Kennedy.

Bryan Worner · 04-08-2009, 08:29 AM

Call Don Kennedy! He offers the best race car insurance by far. Your car is covered everywhere except when you're in the staging lanes and going down the track! Others didn't even cover the car when it was in the trailer!!! Where does your car spend most of it's time??? In the trailer!!! And this insurance is very cheap! We pay roughly $650/yr for 2 cars! How can you beat that???

Mike Voth · 04-08-2009, 01:09 PM

My previous employer brought in an AFLAC agent to discuss suplemental insurance (3 years ago). In print, under high risk conditions (or something similar), it said you are 100% covered, unless in competition. I asked the agent to elaborate, and he said that he raced Quads. Unless he was in competition, he was covered. I pointed out that we have timed runs and qualifying runs that have nothing to do with competition...to which he gave me the same answer. I know this doesn't have to do with race car insurance, but I thought it was interesting, nonetheless. Maybe they would have something for the car as well. I never looked into the agents statements any further, and maybe he was feeding me a line trying to sell a policy, but who knows? Might be worth looking into.

Dave Ribeiro · 04-08-2009, 02:09 PM

Mike,

You know what the old saying is, if it sounds to good to be true than be Real careful and read the fine print.. I had race insurance for the last 10 years and was told everything except going down the track & staging lanes were covered ? Never had a claim in 10 years, last fall I backup into a dump truck in the pits and thought I was covered, surprise no coverage while car is running at all.... So they all look good till you have to use them , I was paying over $ 500 per year for coverage that didn't pay anything ... So, everyone can tell you how great it is to deal with their insurance +
coverage is great, call me back after you try to make a claim and watch them dance..
I wouldn't deal with anyone till they sign a written statement on what's covered.. Needless
to say we don't speak anymore and he didn;t return any money... Dave,

04-06-2009, 07:32 PM	#1
T Hall Member Join Date: Nov 2004 Location: Columbus,Ohio Posts: 390 Likes: 0 Liked 0 Times in 0 Posts	Race car insurance I know there has been a thread on this before, but I am to lazy to dig that deep. In light of Dons accident, I more than ever realize I need to insure my race car. I am checking with Bill Lutz. I cant remember any others at this point. Please help. I know of stock racer Dick Kincaid, but need a contact. Who do you guys have? Thanks __________________ Tony Hall 3545 S/ST __________________ Tony Hall 3545 S/ST

04-06-2009, 08:33 PM	#2
Alan Roehrich Veteran Member Join Date: May 2006 Location: Murfreesboro TN Posts: 5,105 Likes: 1,564 Liked 1,789 Times in 408 Posts	Re: Race car insurance I think Don Kennedy offers insurance for race cars. __________________ Alan Roehrich 212A G/S

04-06-2009, 08:43 PM	#3
Mopar Steve Junior Member Join Date: Mar 2008 Location: New Castle, PA Posts: 92 Likes: 0 Liked 1 Time in 1 Post	Re: Race car insurance I use Kincaid and am very pleased!

04-07-2009, 07:40 AM	#4
T Hall Member Join Date: Nov 2004 Location: Columbus,Ohio Posts: 390 Likes: 0 Liked 0 Times in 0 Posts	Re: Race car insurance Called Kincaids, The lady on the phone acted like I was bothering her. She mumbled something, I said "I am sorry, what was that?" She started talking EXTREMELY loud, I started laughing and told her thanks but no thanks. I will keep looking __________________ Tony Hall 3545 S/ST

04-07-2009, 08:28 AM	#5
Tom Dolan Junior Member Join Date: Sep 2002 Posts: 34 Likes: 0 Liked 0 Times in 0 Posts	Re: Race car insurance Speaking of insurance.. I have a friend who was getting crazy life insurance quotes of $300/month because he races a car that is under 9 seconds. He thought he was going to pay about $25 month. He races about 6 times a year, but the insurance companies did not care.. I thought he should not even tell them he races?? What do racers out there use for life insurance? Tom

04-07-2009, 08:12 PM	#6
gmonde Senior Member Join Date: Nov 2007 Posts: 615 Likes: 56 Liked 165 Times in 59 Posts	Re: Race car insurance note:i havent seen a race car insurance policy that will cover an incident on the race track it self,once off the track (return road,staging lanes,towing,theft,storage,) your covered,but if there is let me know gmonde

04-08-2009, 08:29 AM	#8
Bryan Worner Senior Member Join Date: Oct 2002 Location: Duncannon, PA Posts: 819 Likes: 131 Liked 478 Times in 80 Posts	Re: Race car insurance Call Don Kennedy! He offers the best race car insurance by far. Your car is covered everywhere except when you're in the staging lanes and going down the track! Others didn't even cover the car when it was in the trailer!!! Where does your car spend most of it's time??? In the trailer!!! And this insurance is very cheap! We pay roughly $650/yr for 2 cars! How can you beat that???

04-08-2009, 01:09 PM	#9
Mike Voth Live Reporter Join Date: Jun 2008 Location: Buhler, KS Posts: 527 Likes: 5 Liked 57 Times in 14 Posts	Re: Race car insurance My previous employer brought in an AFLAC agent to discuss suplemental insurance (3 years ago). In print, under high risk conditions (or something similar), it said you are 100% covered, unless in competition. I asked the agent to elaborate, and he said that he raced Quads. Unless he was in competition, he was covered. I pointed out that we have timed runs and qualifying runs that have nothing to do with competition...to which he gave me the same answer. I know this doesn't have to do with race car insurance, but I thought it was interesting, nonetheless. Maybe they would have something for the car as well. I never looked into the agents statements any further, and maybe he was feeding me a line trying to sell a policy, but who knows? Might be worth looking into. __________________ Mike Voth 5189 GTN - 5188 GTO Voth Racing

04-08-2009, 02:09 PM	#10
Dave Ribeiro VIP Member Join Date: Sep 2002 Location: Williamsburg, Va.---USA Posts: 1,827 Likes: 1,612 Liked 56 Times in 27 Posts	Re: Race car insurance Mike, You know what the old saying is, if it sounds to good to be true than be Real careful and read the fine print.. I had race insurance for the last 10 years and was told everything except going down the track & staging lanes were covered ? Never had a claim in 10 years, last fall I backup into a dump truck in the pits and thought I was covered, surprise no coverage while car is running at all.... So they all look good till you have to use them , I was paying over $ 500 per year for coverage that didn't pay anything ... So, everyone can tell you how great it is to deal with their insurance + coverage is great, call me back after you try to make a claim and watch them dance.. I wouldn't deal with anyone till they sign a written statement on what's covered.. Needless to say we don't speak anymore and he didn;t return any money... Dave, __________________ Dave Ribeiro 1033 STK