[jmcarter]

If you don't already have a 4WD in the household I would spring for that. Mother Nature can be a fickle master at times and there's been a number of times when a 4WD truck came in handy (even in South Georgia) when parked on wet grass or especially in some of the muddy holding areas. Any more I just about get an extended warranty with any new vehicle, they've become so complex that a single repair beyond the factory warranty period can put you ahead. Don't particularly care for jacked trucks with 37" tires but I do enjoy the vantage point offered by the bit higher stance of a 4WD. You might also consider higher resale value.

Just my 2 cents...