[Tom Goldman]

I know it sucks to spend more money , but think about this, Ben Siea's S/G Malibu was hit at Maple Grove by a golf cart. ....The damage was substantial,and he missed quite a bit of racing. ....Now he has to collect from the owner, whose teenager was driving. ......Question is do you want to be in the same position of paying damages out of your pocket? ...........I just got coverage on my cart today ,over the phone in 5 min. ....$65 a year from Foremost insurance. ......It's also available from Progressive and Gieco. ..........Don't believe that you are covered by your home owners policy,as my agent told me that it only applies while on your property. ......Tom