[Jeff Niceswanger]

Gary, I know plenty of people that have had their insurance dropped at renewal time or denied when sick and trying to purchase. I'm talking about pre-ACA Obammacare days. Most likely you do too. What I like, is Medicare. It's great. No questions, just keep breathing, pay the premiums and the plan does its best to pay the bill. I have an BCBS Anthem type F Medicare supplemental and between it and Traditional Medicare it's the best insurance I've ever had in my lifetime. No questions about preexisting conditions, no worry about being dropped. The only reason this type of system has not been put in place for rest of us is the insurance industry owns America, and we will never pry it away from them.
And BTW, March 10th 2010, is when the ACA Obammacare started. Thats why your 2010 date states you can't be denied. There is one exception in the ACA. If you're a smoker. The rates are higher if you smoke, But not because of illness.