[thomas sheehan]

Does everyone realize this POST should be broke up into TWO different topics?

#1 - as Toby is asking.... Why lower all indexes... it is debatable.

#2 - if trigger in 2009 is -1.15 and -1.40..... where will it end up in 2010 (if indexes are changed). Should it be even harder to trigger a review/or easier- which will have more impact to our class?

You can't debate one subject without looking at both - BUT they are two seperate subjects.