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ron morehead 03-17-2019 09:30 AM

Toterhome insurance
 
Who do you all use for a toterhome insurance

Mike Pearson 03-17-2019 11:04 AM

Re: Toterhome insurance
 
Mine is insured by State Farm as an RV. Mine is titled as a motor home. Cost is reasonable

Jeff Teuton 03-17-2019 11:17 AM

Re: Toterhome insurance
 
I was with Allstate on the one I crashed 3 years ago. Took me over 2 years and one lawsuit to collect the stated value which was $240000. No injuries and only me involved. They are not good. Still fighting and sueing with the thief who towed the wreck for $41000 and then sold my salvage and I still have the title for the thing. Everyone be careful, there are some real bad insurance companies and people out there especially when you are from out of town. On the other hand, my trailer, race cars, tools, parts & everything else in there were insured by K & K insurance out of Indiana. Took about ten minutes to settle, and they paid every cent.

jmcarter 03-17-2019 01:02 PM

Re: Toterhome insurance
 
Jeff learned an expensive lesson; Allstate is known to be less than stellar. I had my motorhome insured using Overland Insurance Services ( www.rvins.com) and they can set you up with a number of different quotes. Also the FMCA (offers several benefits for $30 @ year) can also give you a quote, have heard positive reviews on them as well.

mikeloge 03-17-2019 07:35 PM

Re: Toterhome insurance
 
State farm only way to go

GTX JOHN 03-17-2019 08:55 PM

Re: Toterhome insurance
 
State Farm

Stan Hawes 03-17-2019 09:30 PM

Re: Toterhome insurance
 
I had to fight for a month to get a fair price for my Gulfstream Endura 6340 after it was totaled by a fire. Where they screw you is on the contents. They want reciets or phiotos to put a value on the contents. They call you a lier . I got about 30% of of the valueof my clothes, dvd's, TV's, dishes, cookware, and all ofthings that make a home.
And I had Camping World's, Good Sam Insurance, They advertise they are RV frendly, That is total BS.

Stan Hawes, Retired racer enjoying my fast street cars

Aaron Allison 03-18-2019 03:11 PM

Re: Toterhome insurance
 
My Toterhome insurance is through Foremost our of Grand Rapids, MI. They have been good to work with, but we luckily have never had a claim. I had a claim a few years back on my motorhome through Geico and it was super easy and quick. Geico would not insure my 2001 FL70 United though.

-Aaron

Philip Saran 03-18-2019 03:32 PM

Re: Toterhome insurance
 
Contact Don Kennedy on this forum about what insurance he sells.

JWhalen58 03-18-2019 06:33 PM

Re: Toterhome insurance
 
Several variables involved in insuring an RV or Toterhome. I have been doing this about 31 years. As I only write in Illinois I only know how things work here, different states have different rules. I would be happy to answer any questions and provide any quotes if anybody is interested. Jim Whalen


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