Toterhome insurance

ron morehead · 03-17-2019, 09:30 AM

Who do you all use for a toterhome insurance

Mike Pearson · 03-17-2019, 11:04 AM

Mine is insured by State Farm as an RV. Mine is titled as a motor home. Cost is reasonable

Jeff Teuton · 03-17-2019, 11:17 AM

I was with Allstate on the one I crashed 3 years ago. Took me over 2 years and one lawsuit to collect the stated value which was $240000. No injuries and only me involved. They are not good. Still fighting and sueing with the thief who towed the wreck for $41000 and then sold my salvage and I still have the title for the thing. Everyone be careful, there are some real bad insurance companies and people out there especially when you are from out of town. On the other hand, my trailer, race cars, tools, parts & everything else in there were insured by K & K insurance out of Indiana. Took about ten minutes to settle, and they paid every cent.

jmcarter · 03-17-2019, 01:02 PM

Jeff learned an expensive lesson; Allstate is known to be less than stellar. I had my motorhome insured using Overland Insurance Services ( www.rvins.com) and they can set you up with a number of different quotes. Also the FMCA (offers several benefits for $30 @ year) can also give you a quote, have heard positive reviews on them as well.

mikeloge · 03-17-2019, 07:35 PM

State farm only way to go

GTX JOHN · 03-17-2019, 08:55 PM

State Farm

Stan Hawes · 03-17-2019, 09:30 PM

I had to fight for a month to get a fair price for my Gulfstream Endura 6340 after it was totaled by a fire. Where they screw you is on the contents. They want reciets or phiotos to put a value on the contents. They call you a lier . I got about 30% of of the valueof my clothes, dvd's, TV's, dishes, cookware, and all ofthings that make a home.
And I had Camping World's, Good Sam Insurance, They advertise they are RV frendly, That is total BS.

Stan Hawes, Retired racer enjoying my fast street cars

Aaron Allison · 03-18-2019, 03:11 PM

My Toterhome insurance is through Foremost our of Grand Rapids, MI. They have been good to work with, but we luckily have never had a claim. I had a claim a few years back on my motorhome through Geico and it was super easy and quick. Geico would not insure my 2001 FL70 United though.

-Aaron

Philip Saran · 03-18-2019, 03:32 PM

Contact Don Kennedy on this forum about what insurance he sells.

JWhalen58 · 03-18-2019, 06:33 PM

Several variables involved in insuring an RV or Toterhome. I have been doing this about 31 years. As I only write in Illinois I only know how things work here, different states have different rules. I would be happy to answer any questions and provide any quotes if anybody is interested. Jim Whalen

03-17-2019, 09:30 AM	#1
ron morehead Junior Member Join Date: May 2007 Posts: 72 Likes: 0 Liked 110 Times in 12 Posts	Toterhome insurance Who do you all use for a toterhome insurance

03-17-2019, 11:04 AM	#2
Mike Pearson VIP Member Join Date: Mar 2007 Posts: 2,320 Likes: 546 Liked 1,629 Times in 502 Posts	Re: Toterhome insurance Mine is insured by State Farm as an RV. Mine is titled as a motor home. Cost is reasonable __________________ Mike Pearson 2485 SS

03-17-2019, 11:17 AM	#3
Jeff Teuton VIP Member Join Date: Jan 2002 Location: Houma, LA Posts: 2,717 Likes: 2 Liked 326 Times in 50 Posts	Re: Toterhome insurance I was with Allstate on the one I crashed 3 years ago. Took me over 2 years and one lawsuit to collect the stated value which was $240000. No injuries and only me involved. They are not good. Still fighting and sueing with the thief who towed the wreck for $41000 and then sold my salvage and I still have the title for the thing. Everyone be careful, there are some real bad insurance companies and people out there especially when you are from out of town. On the other hand, my trailer, race cars, tools, parts & everything else in there were insured by K & K insurance out of Indiana. Took about ten minutes to settle, and they paid every cent. __________________ Jeff Teuton 4022 STK

03-17-2019, 01:02 PM	#4
jmcarter VIP Member Join Date: Dec 2008 Location: Richmond Hill GA (and Port Ludlow WA) Posts: 4,122 Likes: 1,978 Liked 2,705 Times in 853 Posts	Re: Toterhome insurance Jeff learned an expensive lesson; Allstate is known to be less than stellar. I had my motorhome insured using Overland Insurance Services ( www.rvins.com) and they can set you up with a number of different quotes. Also the FMCA (offers several benefits for $30 @ year) can also give you a quote, have heard positive reviews on them as well. __________________ Jim Carter 2340 Super Stock 2340 SST/2340 Stock

03-17-2019, 07:35 PM	#5
mikeloge Member Join Date: May 2009 Posts: 120 Likes: 302 Liked 113 Times in 33 Posts	Re: Toterhome insurance State farm only way to go

03-17-2019, 08:55 PM	#6
GTX JOHN VIP Member Join Date: Jun 2009 Location: Boulder City, Nevada 89005 Posts: 2,530 Likes: 2,222 Liked 1,808 Times in 572 Posts	Re: Toterhome insurance State Farm __________________ John Irving 741 Stock 741 Super Stock

03-17-2019, 09:30 PM	#7
Stan Hawes Junior Member Join Date: Jan 2002 Location: gresham, ore Posts: 32 Likes: 72 Liked 73 Times in 14 Posts	Re: Toterhome insurance I had to fight for a month to get a fair price for my Gulfstream Endura 6340 after it was totaled by a fire. Where they screw you is on the contents. They want reciets or phiotos to put a value on the contents. They call you a lier . I got about 30% of of the valueof my clothes, dvd's, TV's, dishes, cookware, and all ofthings that make a home. And I had Camping World's, Good Sam Insurance, They advertise they are RV frendly, That is total BS. Stan Hawes, Retired racer enjoying my fast street cars

03-18-2019, 03:11 PM	#8
Aaron Allison Member Join Date: Jun 2004 Location: East Palestine, OH Posts: 216 Likes: 4 Liked 141 Times in 39 Posts	Re: Toterhome insurance My Toterhome insurance is through Foremost our of Grand Rapids, MI. They have been good to work with, but we luckily have never had a claim. I had a claim a few years back on my motorhome through Geico and it was super easy and quick. Geico would not insure my 2001 FL70 United though. -Aaron __________________ Aaron Allison 395 STK, 395 SS, 3395 SC

03-18-2019, 03:32 PM	#9
Philip Saran Senior Member Join Date: Oct 2006 Location: Parker, CO. Posts: 721 Likes: 158 Liked 14 Times in 11 Posts	Re: Toterhome insurance Contact Don Kennedy on this forum about what insurance he sells. __________________ Phil Saran Parker, Colorado

03-18-2019, 06:33 PM	#10
JWhalen58 Member Join Date: Aug 2010 Posts: 105 Likes: 7 Liked 98 Times in 19 Posts	Re: Toterhome insurance Several variables involved in insuring an RV or Toterhome. I have been doing this about 31 years. As I only write in Illinois I only know how things work here, different states have different rules. I would be happy to answer any questions and provide any quotes if anybody is interested. Jim Whalen